This summary is intended to give an overview of the coverage provided to you through the Volleyball Canada National Insurance Policy. It is not intended to indicate the full conditions, terms or exclusion of the Policy.
Commercial General Liability
- Coverage
- Each Occurrence
- Annual Aggregate (Products & Completed Operations)
- Personal Injury
- Advertising Injury Limit
- Limited Abuse Liability
- Medical Payments (Per Person)
- Tenants Legal Liability
- Non-Owned automobile – SPF#6 (Liability)
- Legal Liability for Damage to Hired Automobile
- Employee Benefit Liability
- This Quote is Subject to:
- Each Occurrence Deductible
- Tenants Legal Liability Deductible
- Director’s and Officers Liability (Wrongful Acts)
- Employment Practices Liability
- Participants Sport Accident Coverage
- Including:
- * Accident Death & Dismemberment
- * Accident Dental Expense
- * Fracture Indemnity
- * Repatriation Benefit
- * Family Transportation Benefit
- * Emergency Transportation
- * Out of Province Excess Medical
- * Home Alteration and/or Vehicle Modification Benefit
- Amount
- $15,000,000
- $15,000,000
- $15,000,000
- $5,000,000
- $1,000,000
- $2,500
- $5,000,000
- $5,000,000
- $50,000
- $1,000,000
- This Quote is Subject to:
- $1,000
- $1,000
- $5,000,000
- $5,000,000
- $2,000,000 Aggregate
- Including:
- * Dentures, Hearing Aids
- * Eye Glasses & Contact Lens Expense
- * Special Treatment Travel Expense
- * Rehabilitation Benefit
- * Babysitting
- * Tuition benefit
- * Part-Time Youth Wage Loss
- * Prosthetic Appliances
- Coverage
- Each Occurrence
- Annual Aggregate (Products & Completed Operations)
- Personal Injury
- Advertising Injury Limit
- Limited Abuse Liability
- Medical Payments (Per Person)
- Tenants Legal Liability
- Non-Owned automobile – SPF#6 (Liability)
- Legal Liability for Damage to Hired Automobile
- Employee Benefit Liability
- This Quote is Subject to:
- Each Occurrence Deductible
- Tenants Legal Liability Deductible
- Director’s and Officers Liability (Wrongful Acts)
- Employment Practices Liability
- Participants Sport Accident Coverage
- Including:
- * Accident Death & Dismemberment
- * Accident Dental Expense
- * Fracture Indemnity
- * Repatriation Benefit
- * Family Transportation Benefit
- * Emergency Transportation
- * Out of Province Excess Medical
- * Home Alteration and/or Vehicle Modification Benefit
Sport Accident Insurance
Sport Accident coverage applies within Canada only. Coverage extends to accidental bodily injury or death sustained by an Insured due to external violent, sudden, fortuitous causes beyond the Insured’s control, occurring while the insurance is in force while participating in sanctioned Association events.
**Travel Medical must be purchased for any out of country exposure.**
How long do I have to report a Sport Accident Claim?
You have up to 30 days to report a Sport Accident claim, but you should report as soon as possible by submitting the “Athlete Accident Claim Form” to either K & K Insurance or Bradley’s Commercial Insurance. You do not have to wait for all your receipts before submitting a claim. Once your claim file has been opened, any receipts can be submitted on an ongoing basis up to one year after the accident date.
If I have other insurance, do I submit my receipts to that company first?
YES, any provincial health insurance or employee benefits insurance plan would be PRIMARY to the Association’s Sport Accident insurance. Therefore, you should submit your receipts to that plan first, but do complete and send the claim form to either K & K Insurance or Bradley’s Commercial Insurance within the 30 days to have the claim registered. Question #10 on the form asks if there is any other insurance in force. This will indicate to K & K that the balance of the receipts not paid by the primary insurer will be forwarded once all other insurance is exhausted.
How long can I claim medical expenses for a sports accident injury?
Up to one year from the date of the accident.
Claims Handling Procedures
Liability Claims
In the unfortunate event of a serious injury or Statement of claim please submit immediately an incident report and any legal documents obtained to:
Bradley’s Commercial Insurance 1456 Stittsville Main Street P.O Box 1234 Sittsville, ON K2S 1B3 Tel: (613) 836-2473 or 1-800-567-5996 Fax: (613) 831-1672 Email: dsim@bradleysinsurance.com |
Sport Accident Claims
In the unfortunate event of a Sport Accident injury please complete the formand submit along with the Physician’s report (if provided) within 30 days after the accident to: Please contact the NLVA for the injury form at nlvaruss@sportnl.ca
Bradley’s Commercial Insurance 1456 Stittsville Main Street P.O Box 1234 Sittsville, ON K2S 1B3 Tel: (613) 836-2473 or 1-800-567-5996 Fax: (613) 831-1672 Email: dsim@bradleysinsurance.com |